If you're a South African citizen aged 18 years or older, simply fill out the form and we'll let you know immediately what loan amount you could qualify for, the deposit you'll need and the estimated monthly repayment amount. If we approve your loan application, you can apply for the home loan right away.

If you don’t have a South African ID or if you want to register a home loan in the name of a business or juristic entity (eg. a trust), we can process your application offline. Simply call us on 0800 555 111 or request a callback, and we'll be in touch shortly.

We now also offer bond-plus-cost loans to first-time home buyers to help them cover the costs that come with buying a home. We will approve or reject your application based on what you can afford. Terms and conditions apply.

Apply for finance for your next home or investment property with us online, via the Money app or at your nearest branch and get extra discount on your interest rate – just one of the perks of being one of our home loans clients.

For a renewable energy solution, apply for a home loan of up to 110% and use the extra funds to cover the cost of the installation. We will pay the money to an accredited service provider of your choice as soon as your bond is registered and all the payment terms, including a valid invoice, have been finalised.