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Calculate Forex Rates on your Overseas Card Spend
Key Benfits
One of the key benefits of using your card, as opposed to cash, is that your card is a safer option, ie if you misplace your cash while abroad, you cannot replace it.
However, in the event of your card being lost or stolen, you can report it as such, thereby securing the funds in your account. You can also get a replacement card to access your funds and continue purchasing abroad.
Secondly, your card gives you access to cash on demand without having to go into a foreign exchange office. Simply use it at an ATM to make a withdrawal when required.
There are fees associated with foreign transactions, ie fees charged on cash withdrawals and foreign exchange conversion fees. For more information on fees please consult your fee guide.After making a foreign purchase, you may want to know what exchange rate was used to complete the transaction.
To do this we have two tools to help, namely a calculator to work out the exchange rates and commissions included in a foreign transaction and a tool to find exchange rates that were used in the past.Note: this is for post dated transactions only.
Select Calculator
Use this calculator to determine how the South African rand amount was calculated when the original purchase was done in a foreign currency. These could be purchases made at a merchant or an internet transaction.
The calculator displays the exchange rate used, as well as the commissions that were added to the transaction value.To use the calculator you will need the original purchase amount in the foreign currency, the date the purchase was effective on your account, the type of card used and the type of foreign currency that the purchase was made in.
For reference, we have also shown what the rate of exchange was two days prior to, and after the date that the transaction was effective.
