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- Consolidate all your debts into a simple loan | Nedbank
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- Short-term payment relief | Nedbank
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- Assisted-sales solutions for homes and vehicles | Nedbank
- Flexible payment plans for loans and credit | Nedbank
- Understanding how repo rate works | Nedbank
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What you get
Guaranteed capital at a fixed interest rate
Competitive, market-related returns on your investment
Choose to invest for any period between 1 and 60 months
Growth
Your capital and earnings are guaranteed.
You can earn anything between 6.50% and 9.30% monthly.
If you choose to have your interest paid at maturity, you'll stand to earn up to 11.78%.
This higher your deposit, the more interest you’ll earn.
Rates and fees
Zero monthly fees.
No commissions charged.
Access
This is a once-off investment and no additional deposits or withdrawal may be made.
Flexibility
Your interest can be paid out monthly, every 3, 6 or 12 months, or on maturity.
At the end of your term, your money is reinvested into a 32Day Notice Account if you have not placed a maturity instruction.
Convenience and Control
Track or manage your account any time on our digital banking channels.
We offer 24/7 support from our Live Chat or tollfree call centre.
Security
Free SMS alerts on all transactions.
For added security, you can accept or reject withdrawals from your phone in real time.
Affinity contributions
As an added benefit, you get to choose a Nedbank affinity to support at no cost to you.
Ready to invest?
Get startedOther accounts you may like
Money Market
Earn interest on your account while enjoying all the benefits of everyday banking – a fully flexible investment solution.
R40
5.50 – 6.75 %
R20,000
On demand
32Day Notice
Enjoy above-average interest rates that get higher as your money grows. A great way to invest your personal or small-business funds.
Zero
6.95 – 8.30 %
R250
32 days
OptimumPlus
Over 55? Secure your money with a once-off investment that offers you exclusive interest rates. Available on the Money app or Online Banking only.
