Things to know before you apply for a home loan

Are you a South African resident over the age of 18?

Do you have a single or joint income of at least R10,000 a month?

Are you self-employed, or have a permanent or fixed-term contract?

Do you know if you have a good credit score?

Documents you'll need

A valid South African ID or passport
Your latest payslip or other proof of income
Your latest bank statements for the past 3 months
A copy of the offer to purchase or sale agreement

Where there is more that one applicant, each will need to submit their own documents.

Why choose a home loan with us?

  • You could get a home loan of up to 100% of the property value.
  • First-time homebuyers could get a loan of up to 105%* to buy property that is valued between R100 000 and R1,8 million. Nedbank Private Clients could get a home loan of up to R2,5 million. Use the extra money to pay for bond and transfer costs.
  • You could qualify for up to R20 000 cash back when you apply online.
  • Get up to 50% off on your bond registration fees.
  • Enjoy a preferential interest rate on your home loan if you bank with us or switch your main bank account to Nedbank.*

How would you like to apply?

You may be eligible for extra benefits based on your income and how you choose to apply.

Apply online

Get up to R20,000 back and 50% off bond registration fees.*

 

Apply on the Money app

Get up to R20,000 back and 50% off bond registration fees.*

 

Apply at a branch

Earn under R32,000p/m? Get up to R5,000 back and 50% off bond registration fees.*

 

 

Apply through our Contact Centre

Get up to R20,000 back and 50% off bond registration fees.*