If the only certainty is indeed death and taxes, we have some good news from our skilled and experienced fiduciary team.
In the third quarter of 2022, we continued to experience uncertainty in geopolitics, markets and, closer to home, power supply.

While the Covid-19 pandemic seems to be over, the global ripple effects of Russia’s invasion of Ukraine, inflation, central bank policy uncertainty and stage 6 load-shedding in South Africa, are wreaking havoc in planning our daily lives, never mind our finances. It feels like we need to make peace with uncertainty.  
 

Estate planning is the foundation of every financial plan, and can help you avoid financial disaster for your loved ones.
While we can’t promise immortality or help you avoid taxes, the good news is that you can, with a well-considered and personalised plan, have peace of mind about the future of your wealth when it comes to death and taxes. This is why many of the articles this quarter showcase our deep fiduciary expertise and estate-planning skills. With our globally integrated wealth management advice and local and international fiduciary expertise, we can help you structure your wealth optimally, today and for the future. 
 

A little insight and some planning could go a long way to protect your loved ones, your wealth and your possessions.
Whether you are curious about how wills and trusts can help you protect your wealth for your loved ones when you no longer can,  or want to know the difference between joint and co-owned international bank and investment accounts, we have something for everyone. Recently, we hosted a webinar about estate planning, which I encourage you to watch. Being confident that your wealth is structured optimally according to the latest local and international and best practice will give you peace of mind that your family will benefit from your wealth long after your death.

For those who wish to leave a legacy for a cause they care about, we also explain how specialist philanthropic advice can help you have a sustainable impact with your giving. Lastly, before you worry about ways to structure your wealth or give it away, be sure that you don’t give it way to fraudsters unintentionally. Read our articles about being vigilant when it comes to modern sophisticated scams. We also share an update about a great way to insure your home, car and other valuables, and how to protect yourself from legal liability. Life will always have an element of uncertainty about it, but we are here to help you plan for those events so that the people and things you hold most dear are protected.